Category Finance

Banks and other financial institutes are not for poor although they spend hefty in showcasing themselves as the most caring. If you are jobless and somehow you own an account, bank charges monthly fine which is huge sometimes more than Rs 600 per month and the poor chap when fails to maintain the minimum bank balance in his account prefers to keep the account dormant as if he could not maintain the minimum balance how could he pay the fine which many times accumulate to thousands of rupees. You cannot even close that account as you have to pay the fines then. Is it a result of bad loan or bad policy are we superficially projecting ourselves at par with the west ignoring the fact that majority of us still long hard for daily bread? Our great banking system!

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